More ways to make homeownership work

Your path to homeownership can include down payment assistance, flexible loan options, and competitive interest rates—all through locally operated programs.

Up to 5% DPA*

Government + Conventional

A smart way to begin homeownership.

A smart start is about more than saving alone.

The right financing strategy can help you explore how your savings, down payment assistance, and mortgage options work together. Our programs give eligible buyers more ways to begin.

Attend a homebuyer event

Attend An Event

Our quarterly Homebuyer events are designed for homebuyers to learn about current programming and connect directly with a Featured Lender.

Explore your options

Government & Conventional options
Optional downpayment assistance up to 5%
Fixed 30-yr market competitive rates
Rate buy down options keep rates lower
Stackable with other forms of assistance

Applicant Income Max
$155,386

Credit Score Min
640

Debt-to-Income Ratio
45%*

*DTI up to 50% for buyers with credit score min 680

Built for today.
Invested in tomorrow.

Assistance that keeps giving back.

Our DPA programs are locally funded to help create lasting opportunities for homebuyers, even as market conditions change. Assistance is structured as a deferred, no-interest loan, with no monthly payments collected. When funds are repaid through a home sale or refinance, they can be replenished into the program to support future buyers. It's a model designed to keep resources moving and homeownership opportunities growing.

A locally funded resource designed to support more homebuyers over time.

Purchasing a
Primary Residence

Purchasing in
Tucson & Pima County

Eligible Properties
New or Existing Residential
Condos/Townhomes
2-4 Unit Complexes
Manufactured Homes

Featured Lenders

Lenders actively using Housing Innovation Hub programs with local homebuyers.

Active Program Lender

Active Program Lender

Looking for another approved lender?
Housing Innovation Hub works with more than 60 approved lenders throughout Tucson and Pima County. Explore our complete lender directory.

Full List of Approved Lenders