Here for our Homebuyers
Making Home Happen with downpayment assistance.
Having cash on hand for a down payment can be a major challenge for many aspiring homeowners. In fact, 36% of non-homeowners reported that lack of a down payment as a primary barrier to purchasing a home.
Homebuyer toolkit
01.
Review program offerings and initial qualifications.
02.
Download program flyers and buyer checklists.
03.
Access the mortgage calculator to get an idea of payment.
04.
Locate an Approved Lender to get pre-qualified.
05.
Complete Homebuyer Certification.
PTHS
Government & Conventional loan products at competitive market rates
Let's Get Started!
Aspiring homebuyers must contact an Approved Lender to access our programming and get pre-qualified for a mortgage loan. We suggest that you contact several options to find a Lender that feels like the best fit for you and your family.
Your Loan Officer will...
Learn about your goals
Your loan officer is your primary point of contact for securing loan funds through our downpayment assistance programming.
Verify your credit score
To provide the best service and guidance for you, your Loan Officer may run a credit check to understand exactly what you qualify for.
Verify your income
They will want to understand what your household and applicant income will be, and offer the best strategy to move forward with.
Support and guide you
Purchasing a home is a multistep process that may entail creative solutions. Your Loan Officer will be your guide and coach to keep you informed.
Locate a Lender
Explore this list of our registered and approved lenders who have experience with our program. We proudly have a total of 500 Loan Officers through these Lender organizations within the Tucson/Pima County community.
Scroll alphabetically listed Lenders below.
Waterstone Mortgage Corporation |
Warp Seed Holdings, LLC |
Veritas Funding, LLC |
Revolution Mortgage |
T2 Financial LLC |
Sun West Mortgage Company, Inc |
Starboard Financial Management, LLC |
Security National Mortgage Company |
Rithm Capital Corporation |
Residential Wholesale Mortgage, Inc |
Right Start Mortgage, Inc |
Right Away Lending, Corp |
Rate Holdings Corporation |
Pulte Mortgage |
Prosperity Home Mortgage, LLC |
PrimeLending |
Primary Residential Mortgage, LLC |
Planet Home Lending, LLC |
Paramount Residential Mortgage Group, Inc |
Pacific Residential Mortgage, LLC |
Download Lender list
Who's involved in the process?
As a homebuyer, you will be supported throughout your buyer experience by a Loan Officer and your Real Estate Agent. But, what's the difference?
Homebuyer Education
Our programs require homebuyer education. One reason for this decision is that research has found significant positive impacts on financial outcomes when homebuyers participate in even brief education (HUD, 2022). Homebuyers who participated in homebuyer education have not only increased confidence in the home buying experience, but also overtime higher average credit scores, decreased credit card debt, and increased savings and investments when compared to homebuyers who did not take homebuyer education.
Below are some approved homebuyer education courses
you can take to access our programs.
eHome America provided by Family Housing Resources in partnership with Pima IDA.
Online course provided by CreditSmart® Homebuyer U powered by FreddieMac
(Free)
Send a quick message
We are experts at connecting you to the contacts and resources that help advance affordable home ownership in our community.