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PTHS Arizona Is Home

Available for first-time homebuyers in Tucson & Pima County. Funded in partnership with the Office of the Governor Katie Hobbs and the Arizona Department of Housing.

Arizona Is Home

Waitlist Open For Reservation

Reservations Now Open

$15,000 paired with the lowest market rate

Governor Hobbs and Arizona Department of Housing expands Arizona Is Home for homebuyers in Tucson & Pima County. 

 

$1,350,000 in DPA funding with Arizona Is Home is available for 90 homebuyers to receive up to $15,000 each in downpayment assistance as a forgivable 30-yr second lien (no payments, no interest.) 

90

Currently available for 90 qualified homebuyers

$15,000 in downpayment assistance per homebuyer

Lock the lowest market rate available

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Arizona Is Home

Log-in to eHousing for Waitlist Reservation Availability

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Downpayment qualifications

Arizona Is Home

● First Time Homebuyers (HUD defined as not having owned a residential property in the last three years.)

● Individuals with a proven need of down payment assistance to purchase a home.

● Arizona residents and have been for a minimum of six months (upon close date.)

● Homebuyers that are purchasing a home as a principal residence.

● Household income not exceed 120% of the Area Median Income (AMI) for the state of Arizona based on County and household size.

*Mortgage Qualifications

Meet with an approved lender today to get pre-qualified.

*Applicant Income Max
$146,503

Arizona Is Home

Arizona Is Home recipient income based upon Area Median Income relative to household size.

Credit Score Min
640

Debt-to-Income Ratio
45%*

*DTI up to 50% for buyers with credit score min 680

Primary residence in
Tucson & Pima County

Arizona Is Home

Arizona Is Home requires 
first-time homebuyer & minimum of 6 months AZ residency status.

Eligible Properties
New or Existing Residential
Condos/Townhomes
2-4 Unit Complexes
Manufactured Homes

No purchase price limits.
Follow Agency guidelines for maximum loan limits: 
(FHA, USDA-RD, VA and Freddie Mac)

How it Works

Homebuyer contacts an Approved Lender

Lender Pre-Qualifies Homebuyer

Homebuyer completes Homebuyer Education

Arizona Is Home

Arizona Is Home requires additional homebuyer eligibility verification.

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Top Arizona Is Home Lenders

Contact an approved Arizona Is Home 
lender to get pre-qualified. Click to view direct Loan Officer contact information.

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Click below to view the full Approved Lender list.

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