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Urban Living Room
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Available for the first time to Tucson & Pima County homebuyers.

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Coming week of July 21, 2025

$9,000 paired with the lowest market rate

Governor Hobbs and Arizona Department of Housing expands Arizona Is Home for homebuyers in Tucson & Pima County. 

 

$675,000 in funding with Arizona Is Home is available for 75 homebuyers to receive $9,000 each in downpayment assistance as a forgivable 30-yr second lien (no payments, no interest.) 

75

Currently available for 75 qualified homebuyers

$9,000 in downpayment assistance per homebuyer

Lock the lowest market rate available

Image by JC Cervantes

$

FUND AVAILABILITY

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Downpayment qualifications

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● First Time Homebuyers (HUD defined as not having owned a residential property in the last three years.)

● Individuals with a proven need of down payment assistance to purchase a home.

● Arizona residents and have been for a minimum of six months.

● Homebuyers that are purchasing a home as a principal residence.

● Gross household income does not exceed 120% of the Area Median Income (AMI) for the state of Arizona based on County and household size.

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Mortgage Qualifications

Meet with an approved lender today to get pre-qualified.

Applicant Income Max
$146,503

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Arizona Is Home recipient income based upon Area Median Income relative to household size.

Credit Score Min
640

Debt-to-Income Ratio
45%*

*DTI up to 50% for buyers with credit score min 680

Primary residence in
Tucson & Pima County

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Arizona Is Home requires 
first-time homebuyer & minimum of 6 months AZ residency status.

Eligible Properties
New or Existing Residential
Condos/Townhomes
2-4 Unit Complexes
Manufactured Homes

No purchase price limits.
Follow Agency guidelines for maximum loan limits: 
(FHA, USDA-RD, VA and Freddie Mac)

How it Works

Homebuyer contacts an Approved Lender

Lender Pre-Qualifies Homebuyer

Homebuyer completes Homebuyer Education

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Arizona Is Home requires additional homebuyer eligibility verification.

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