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Reservations Are Open
3%, 4% or 5% assistance paired with competitive market interest rates
The Tucson & Pima Industrial Development Authorities invest in assistance for homebuyers in Tucson & Pima County.
Downpayment assistance funding with both the ADVANTAGE and EDGE programming is structured as a 30 yr silent second lien with no payments and no interest.
Self-sustaining with repayment of assistance circulated back into the fund for future home buyers.
Assistance of 3%, 4%, or 5% with competitive interest rates that help homebuyers begin to build equity through home ownership.
Fixed, 30 yr mortgage rates ensure consistent and predictable mortgage payments for home owners.
Downpayment qualifications
*Mortgage Qualifications
Meet with an approved lender today to get pre-qualified.
*Applicant Income Max
$146,503
Credit Score Min
640
Debt-to-Income Ratio
45%*
*DTI up to 50% for buyers with credit score min 680
Primary residence in
Tucson & Pima County
Eligible Properties
New or Existing Residential
Condos/Townhomes
2-4 Unit Complexes
Manufactured Homes
No purchase price limits.
Follow Agency guidelines for maximum loan limits:
(FHA, USDA-RD, VA and Freddie Mac)
Top Advantage & EDGE Lenders
The following lenders have successfully utilized Arizona Is Home for first-time homebuyers in Tucson & Pima County since 2025.
Click below to view the full Approved Lender list.
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