About PTHS Advantage
Pima Tucson Homebuyers Solution (PTHS) Advantage is our premier downpayment assistance program designed to help you achieve homeownership. Offering up to 4% downpayment assistance in the form of a 30-yr forgivable second lien.
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Market interest rates are announced daily and increase slightly as the request for downpayment assistance increases. Buyers also have the option to waive downpayment assistance altogether to secure the lowest interest rate available. Connect an approved lender today to determine the best downpayment assistance option for you.
Program Qualifications
Exceptional Quality
Applicant Income Max
$146,503
Credit Score Min
640*
Debt-to-Income Ratio
45%*
Tucson, Arizona
Pima County
Not restricted to
first-time homebuyers
Eligible Properties
New or Existing Residential
Condos/Townhomes
2-4 Unit Complexes
Manufactured Homes
No purchase price limits.
Follow Agency guidelines for maximum loan limits:
(FHA, USDA-RD, VA and Freddie Mac)
How it Works
Contact a Qualified Lender
Get Pre-Approved by your Lender
Complete Homebuyer Education
To begin your journey with our homebuyer assistance program, the first step is to reach out to a qualified lender. These lenders have been specifically trained in our program and can guide you through the process effectively. Connecting with them will ensure you receive the support and information you need to make informed decisions.
At this point, your lender will carefully review all necessary financial documents to ensure you meet all homebuyer qualifications. Once pre-approved, you'll be ready to work with a real estate agent to begin the exciting search for a home to purchase through our program!
Congratulations on reaching the final step to qualify for our homebuyer downpayment assistance program! Completing the homebuyer education course is essential for ensuring your success in homeownership, whether it's your first home or your fifth. This course will equip you with the knowledge to build your financial acumen and create generational wealth for yourself and your family. We're excited to support you on this journey!
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